SOAT 2026 online rates for motorcycles and cars in Colombia with Segundazo Marketplace

SOAT 2026: updated rates for cars and motorcycles

Check SOAT 2026 rates by vehicle class, identify the value for a car or motorcycle, and buy online with Segundazo. Find the right price by vehicle type, engine size, use, and category.

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SOAT 2026 Rates en Colombia

The SOAT 2026 price in Colombia was officially announced on December 30, 2025 by the Financial Superintendency, defining the new mandatory insurance rates effective January 1, 2026. This year, SOAT 2026 pricing increased an average of 5% for motorcycles and 0.3% for cars, depending on vehicle type, claims level, and current regulatory guidelines. Below you will find the SOAT 2026 rate table by category, engine size, and vehicle type.

If you already know your vehicle category, you can go straight to buying your SOAT online. If you want to review specific values, below you will find rates for motorcycles, family cars, SUVs, pickup trucks, public service vehicles, and other categories.

Clase 1

SOAT 2026 rates for motorcycles

Rates applicable to motorcycles, mopeds, motocarros, trimotos, and quadricycles according to category.

PriceVs 2025Engine sizeRate
$124.100+$5.900Mopeds100
$256.200+$12.500Under 100 C.C.110
$343.300+$16.700100 a 200 C.C.120
$761.400+$2.800Over 200 C.C.130
$386.900+$18.800Motocarro, trimoto, and quadricycles140
Clase 2

SOAT 2026 rates for SUVs and pickup trucks

Values defined by engine size and vehicle age.

Vehicles 10 years old or more

PriceVs 2025Engine sizeRate
$953.000+$3.500Under 1,500 cc.212
$1.121.400+$4.3001,500 to 2,500 cc.222
$1.274.000+$4.700Over 2,500 cc.232

Vehicles under 10 years old

PriceVs 2025Engine sizeRate
$792.800+$2.900Under 1,500 cc.211
$946.600+$3.5001,500 to 2,500 cc.221
$1.110.300+$4.100Over 2,500 cc.231
Clase 3

SOAT 2026 rates for cargo or mixed-use vehicles

Rates for cargo service or mixed-use vehicles according to authorized weight.

PriceVs 2025CategoryRate
$888.400+$3.400Under 5 t310
$1.282.800+$4.9005 a 15 t320
$1.621.900+$6.100Over 15 t330
Clase 4

SOAT 2026 rates for special official vehicles

Rates for special official vehicles according to engine size.

PriceVs 2025Engine sizeRate
$999.500+$3.700Under 1,500 cc.410
$1.260.200+$4.8001,500 to 2,500 cc.420
$1.510.600+$5.600Over 2,500 cc.430
Clase 5

SOAT 2026 rates for family vehicles

Rates for family vehicles according to engine size and vehicle age.

Vehicles 10 years old or more

PriceVs 2025Engine sizeRate
$592.900+$2.200Under 1,500 cc512
$677.400+$2.4001,500 to 2,500 cc522
$754.300+$2.700Over 2,500 cc532

Vehicles under 10 years old

PriceVs 2025Engine sizeRate
$447.300+$1.700Under 1,500 cc511
$544.700+$2.0001,500 to 2,500 cc521
$636.000+$2.200Over 2,500 cc531
Clase 6

SOAT 2026 rates for vehicles with 6 or more passengers

Rates for private passenger vehicles with 6 or more passengers, according to engine size and age.

Vehicles 10 years old or more

PriceVs 2025Engine sizeRate
$1.017.700+$3.800Under 2,500 cc612
$1.281.600+$4.9002,500 cc or more622

Vehicles under 10 years old

PriceVs 2025Engine sizeRate
$797.300+$2.900Under 2,500 cc611
$1.067.300+$4.0002,500 cc or more621
Clase 7

SOAT 2026 rates for business cars and taxis

Rates defined for business cars and taxis according to engine size and age.

Vehicles 10 years old or more

PriceVs 2025Engine sizeRate
$352.000+$17.200Under 1,500 cc712
$432.400+$21.2001,500 to 2,500 cc722
$529.300+$26.000Over 2,500 cc732

Vehicles under 10 years old

PriceVs 2025Engine sizeRate
$281.900+$13.700Under 1,500 cc711
$350.000+$17.0001,500 to 2,500 cc721
$451.400+$22.100Over 2,500 cc731
Clase 8

SOAT 2026 rates for urban buses and minibuses

Rates for urban buses and minibuses in this category.

PriceVs 2025CategoryRate
$673.300+$33.000Bus buseta urbano810
Clase 9

SOAT 2026 rates for municipal public service

SOAT 2026 rates for municipal public service according to passenger count.

PriceVs 2025CategoryRate
$665.500+$32.500Under 10 pasajeros910
$965.300+$47.30010 o más pasajeros920

Have you found your vehicle rate?

With the plate and your document, you can start the digital quote. For a more specific explanation, you can also review the SOAT path for motorcycles or cars before moving forward.

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Person buying SOAT online from a phone

Information importante sobre el SOAT 2026

How is the SOAT 2026 price calculated?

SOAT value depends on vehicle type, engine size, use, age in some cases, and segment claim levels. Rates are regulated by the Colombian Financial Superintendence and apply nationwide.

Where can I buy SOAT 2026 in Colombia?

SOAT can be purchased through authorized channels and digitally. Always verify that the purchase is made through an official channel to avoid fraud and ensure correct registration. Segundazo can offer a reliable online SOAT purchase.

Preguntas Frecuentes Sobre El SOAT 2026

When does SOAT become active after purchase?

SOAT becomes active at 12:00 a.m. the day after purchase. If you buy through Segundazo, you receive the digital policy after issuance, but validity begins the next day according to regulation.

Is the SOAT 2026 price the same for every vehicle?

No. The rate depends on vehicle type, engine size, category, and in some cases vehicle age.

When do SOAT 2026 rates apply?

SOAT 2026 rates apply from January 1, 2026 through December 31, 2026.

How can I verify whether SOAT is active?

You can verify SOAT status by checking the policy with the vehicle plate on official RUNT platforms or with the provider where you purchased it.

How do I download SOAT?

After buying SOAT, you normally receive the policy as a digital PDF at the email registered during purchase.

Do SOAT rates change by engine size?

Yes. In categories such as motorcycles, SUVs, pickup trucks, and special official vehicles, value varies by engine-size range.

Where can I see the rate for my vehicle?

On this page you can find the vehicle class and corresponding engine size to identify the SOAT 2026 value.

How much does SOAT 2026 cost for motorcycles?

The motorcycle SOAT price depends on engine size and category. In the Class 1 table you can review values for mopeds, motorcycles under 100 cc, motorcycles from 100 to 200 cc, motorcycles over 200 cc, and motorcyclerized tricycles.

How much does SOAT 2026 cost for a private car?

For private cars, value depends on engine size and vehicle age. The family vehicle section shows rates for cars under 10 years old and 10 years or older.

Does the SOAT rate change if the car is more than 10 years old?

Yes. In several categories, such as family vehicles, SUVs, and pickup trucks, the rate changes depending on whether the vehicle is under 10 years old or 10 years or older.

Can I buy SOAT 2026 online?

Yes. You can start the quote online with the vehicle plate and ID data. Before paying, validate that vehicle information and value are correct.

What data do I need to quote SOAT?

You usually need the vehicle plate, ID type, and ID number. Additional data may be requested during the process to complete policy issuance.

What happens if I buy SOAT with an incorrectly typed plate?

Before finishing the purchase, review that the plate and vehicle data are correct. An information error can block proper issuance or create problems validating the policy.

Where can SOAT be purchased in person?

SOAT can be purchased in person at insurer offices, insurance brokers, some banks, authorized automotive centers, and enabled physical locations.

Where is it recommended to buy SOAT?

It is best to buy SOAT through authorized insurers or trusted platforms to ensure the policy is valid and correctly registered.

Who issues SOAT in Colombia?

SOAT in Colombia is issued only by insurance companies authorized by the Financial Superintendence.

What happens if I drive without SOAT?

Driving without active SOAT can lead to a fine, vehicle immobilization, and lack of coverage for medical expenses after an accident.

What is SOAT and what does it cover in an accident?

SOAT is Colombia's mandatory traffic accident insurance. It covers medical care, hospital care, victim transportation, and regulated compensation for people affected in traffic accidents.