SOAT 2026: updated rates for cars and motorcycles

SOAT becomes active at 12:00 a.m. the day after purchase. If you buy through Segundazo, you receive the digital policy after issuance, but validity begins the next day according to regulation.

No. The rate depends on vehicle type, engine size, category, and in some cases vehicle age.

SOAT 2026 rates apply from January 1, 2026 through December 31, 2026.

You can verify SOAT status by checking the policy with the vehicle plate on official RUNT platforms or with the provider where you purchased it.

After buying SOAT, you normally receive the policy as a digital PDF at the email registered during purchase.

Yes. In categories such as motorcycles, SUVs, pickup trucks, and special official vehicles, value varies by engine-size range.

On this page you can find the vehicle class and corresponding engine size to identify the SOAT 2026 value.

The motorcycle SOAT price depends on engine size and category. In the Class 1 table you can review values for mopeds, motorcycles under 100 cc, motorcycles from 100 to 200 cc, motorcycles over 200 cc, and motorcyclerized tricycles.

For private cars, value depends on engine size and vehicle age. The family vehicle section shows rates for cars under 10 years old and 10 years or older.

Yes. In several categories, such as family vehicles, SUVs, and pickup trucks, the rate changes depending on whether the vehicle is under 10 years old or 10 years or older.

Yes. You can start the quote online with the vehicle plate and ID data. Before paying, validate that vehicle information and value are correct.

You usually need the vehicle plate, ID type, and ID number. Additional data may be requested during the process to complete policy issuance.

Before finishing the purchase, review that the plate and vehicle data are correct. An information error can block proper issuance or create problems validating the policy.

SOAT can be purchased in person at insurer offices, insurance brokers, some banks, authorized automotive centers, and enabled physical locations.

It is best to buy SOAT through authorized insurers or trusted platforms to ensure the policy is valid and correctly registered.

SOAT in Colombia is issued only by insurance companies authorized by the Financial Superintendence.

Driving without active SOAT can lead to a fine, vehicle immobilization, and lack of coverage for medical expenses after an accident.

SOAT is Colombia's mandatory traffic accident insurance. It covers medical care, hospital care, victim transportation, and regulated compensation for people affected in traffic accidents.